For over two decades, SAFE has delivered independent, bespoke financial advice to high net worth individuals, corporate clients, and professional practices across the UK. We do not answer to product providers — only to you.
Secure Asset Funds Europe Limited was established to provide advisory portfolio, cash management and pension services to corporate investors and private clients alike. We have built our business entirely through professional connections and personal recommendations — a testament to the trust our clients place in us. We listen. We take the time to understand each client's individual goals, aspirations and objectives before recommending anything. Every piece of advice we provide is bespoke, considered, and designed specifically for your circumstances.
Holistic, whole-of-market advice tailored to high net worth individuals, professional practices, and corporate clients.
Comprehensive advice covering SIPPs, defined benefit transfers, drawdown strategies, and lifetime allowance planning. Structured to deliver maximum benefit with appropriate tax efficiency.
Enquire →Strategic planning to preserve and grow your wealth. From ISA and pension wrappers to capital gains, income tax mitigation and trust structures — lawful opportunities to reduce your tax burden.
Enquire →Careful planning to ensure your wealth passes to the right people in the most tax-efficient manner. Trusts, gifting strategies, Wills coordination and IHT mitigation.
Enquire →Advisory portfolio management focused on capital preservation and long-term growth. We review your existing arrangements and implement structures with reduced management costs and improved outcomes.
Enquire →Financial planning for businesses including executive pension arrangements, corporate investment planning, and advice for accountants, solicitors and professional practices.
Enquire →Advisory cash management and portfolio oversight for private clients and trusts. We monitor your arrangements on an ongoing basis, ensuring they remain aligned with your evolving needs.
Enquire →A simple, transparent process designed around your needs — not ours.
A no-obligation call to understand your situation, goals, and what you're looking to achieve. There is no charge for this conversation.
We examine your existing arrangements, identify opportunities and risks, and develop a clear picture of where you stand today.
A tailored recommendation with agreed, transparent fees — before any work begins. You decide whether to proceed, with no obligation.
We implement, monitor and review your financial arrangements on an ongoing basis, adapting as your circumstances and the markets evolve.
Our clients typically have a sophisticated understanding of financial planning. Our role is to refine, professionally monitor and strategically adapt their arrangements — often achieving meaningful reductions in costs while improving outcomes.
Individuals with complex financial affairs who require a trusted, independent adviser to oversee their wealth holistically. From pension planning and tax efficiency to estate planning and investment oversight.
Corporate investors, accountants, solicitors, and professional practices who require sound financial advice. We understand the particular needs of those operating in professional services.
Trustees seeking independent investment and cash management advice. We provide ongoing advisory oversight to help trustees meet their fiduciary obligations while pursuing appropriate returns.
Clients approaching retirement who need careful, expert guidance on decumulation, drawdown planning, and ensuring their wealth lasts and passes efficiently to the next generation.
We believe in complete transparency on fees. Before any work begins, we will agree our charges with you in writing. Our fees are directly related to the advice, work and tasks we perform on your behalf — never based on commission or product sales.
Many clients find that reductions in investment fund management costs and trustee costs mean our professional fees are substantially or entirely offset by the savings we identify.
"We do what we say we will do, when we say we will do it, and at the price we quote."
Your financial interests are protected by the UK's regulatory framework. We are fully authorised and regulated by the Financial Conduct Authority.
Secure Asset Funds Europe Ltd is authorised and regulated by the Financial Conduct Authority. Firm Reference Number 518402. You can verify our registration on the FCA's Financial Services Register.
Verify on FCA Register →The Financial Conduct Authority does not regulate Will Writing, Trust Advice, Trust Structures and Taxation Advice.
We take all complaints seriously. If you wish to complain, please write to us at kayj@safeltd.co.uk or call 0208 429 5000. A summary of our internal complaints procedure is available on request.
If we are unable to resolve your complaint, you may be entitled to refer it to the Financial Ombudsman Service — free of charge to you.
Visit Ombudsman Service →We welcome enquiries from individuals and organisations who feel they would benefit from independent financial advice. There is no obligation to proceed.